Flat-fee fractional CFO support for businesses that have outgrown a bookkeeper’s view but aren’t ready for a full-time hire.
Bookkeeping tells you where the money went. It doesn’t tell you where it’s headed, and that gap gets expensive the bigger a business gets.
Fractional CFO solutions from Swick run as a virtual CFO services built around your growth plan, not a rigid package. That includes:
Financial forecasts, margin analysis, and scenario modeling that turn raw numbers into a plan
Ongoing cash flow tracking that flags timing risk before it becomes a liquidity problem
Financial models and pitch materials built for lenders and investors, not just internal use
Scenario planning for hiring, expansion, or acquisition decisions before the commitment gets made
Custom dashboards, budgeting tools, and regular KPI reviews built around what actually drives the business
A cadence that fits the engagement: weekly, monthly, or built around a specific project
Fifteen minutes is enough to find out whether fractional CFO support makes sense for where the business is right now. No pitch, no pressure, just a real look at the numbers and what’s possible.
Every engagement starts with a free fifteen-minute call to walk through where the business stands and what needs solving, whether that’s a cash flow problem, an upcoming raise, or a growth decision that’s too big to get wrong. From there, the cadence gets built around what the work actually requires: a weekly check-in for a business moving fast, a monthly review for steadier operations, or a project-based engagement for a specific decision like financing or an acquisition. Reporting, forecasts, and KPI reviews run on that same cadence. Because Swick’s tax planning and preparation team sits inside the same firm, tax strategy gets built into the financial plan from the start instead of getting reconciled after the fact.
A forecast only matters if it changes a decision. Businesses working with a fractional CFO get to a hiring, pricing, or expansion call with a number behind it instead of a guess. Lenders and investors respond to financial models that hold up under real questions, not a spreadsheet built the night before a meeting. Cash flow risk gets caught in a KPI review instead of a missed payroll run. That’s the return on CFO advisory services: fewer decisions made in the dark, and a clearer read on what the numbers are saying before the next one comes up.
Outsourced CFO firms typically bill by the hour or a retainer tier that shifts with scope. Swick runs on flat-fee billing, so the cost of financial leadership doesn’t move every time a question turns into a real conversation. The firm brings more than 40 years of experience serving small and mid-sized businesses, delivered through a dedicated virtual engagement built to work the same way whether a team sits in one office or three. The team behind that work stays coordinated with tax strategy from day one instead of handing it off to a separate provider.
Wondering what this typically costs? See what outsourced CFO support runs before the call, or check the CFO support built for real estate investors if that’s the world the business operates in.
A controller manages day-to-day accounting operations and keeps the books accurate. A fractional CFO looks ahead: strategic planning, capital structure, financial modeling, and advising ownership or the executive team on what the numbers mean for the next decision.
Engagements run weekly, monthly, or around a specific project, scoped to what the business and budget actually need. The cadence gets set on the initial call and adjusts as the situation changes.
No. It fits any small or mid-sized business that wants a stronger financial foundation without adding a full-time executive salary, restaurants, real estate, construction, legal, and dental practices included.
Custom dashboards, cash flow reports, budgeting tools, and scenario planning, built around the KPIs that actually matter for the business instead of a generic template.
Yes. The CFO work focuses on strategy, and Swick’s tax planning and preparation team stays coordinated on it, so tax strategy and financial planning move together instead of getting reconciled separately at year-end.
